FCRA Adverse Action Process
Manage your Pre-Adverse and Adverse Action Compliance
Corra Group helps you stay in compliance with Federal Law throughout your background check process. Our background screening system lets you easily manage the "adverse action" process required by the Fair Credit Reporting Act (FCRA), which promotes accuracy and fairness with employment consumer reports. If you decide on an "adverse action" such as denying a job application, reassigning or terminating an employee based in whole or in part on a consumer report (i.e., background check), you must follow the procedures laid out by the FCRA, which allows the individual
an opportunity to seek a reinvestigation of the background check results.
Pre-Adverse Action Procedures
Before taking an "adverse action", you must notify the individual with a pre-adverse action letter, which includes a copy of the individual's consumer report and a copy of a document called "A Summary of Your Rights Under the FCRA." Corra Group can help you administrate the pre-adverse action process. You can easily attach a compliant pre-adverse action letter to a copy of the background check as well as a copy of the summary of the rights. If you prefer, you can automate the pre-adverse action by establishing a grading system for meeting your hiring thresholds.
Adverse Action Procedures
After the applicant has received adequate time to request a reinvestigation, you must notify the individual again after you have taken the Adverse Action (denying application, termination, etc). You must provide them with additional compliance information, which we make available to you.
Sign up for a web-based business account with Corra Background Checks. We'll help you establish your employment screening program and provide you with friendly customer service. There are no signup or registration fees, and no monthly minimum orders requirements.
