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Additional Services 

Credit Reports for Employment

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Check your candidate's credit history including bankruptcy and lien and judgment information. This search is important because it illustrates patterns in your candidate's financial behavior. Credit History helps you determine how fiscally responsible your candidates have been in their personal lives and business careers.

Site Inspection Required: Corra is obligated by the credit bureaus to make sure any credit reports we provide are used strictly in compliance with the FCRA and the permissible purpose of employment screening. Client must agree to have their office inspected by a third party inspector.

Sample Report - Credit Report for Employment


Name Searched   Clarice Wu
DOB Searched   05/08/****
SSN Searched   026-66-****
Search ID   /****
Date Ordered   06/02/****
Date Completed   06/02/****
Results

EXPERIAN REPORT - 11/02/05

Personal Information


Reported

Name
 
 
Address

  Clarice Wu  DOB: 04/14/70
  Nickname - Clarice
  Nickname - Wu
  1566 HAVANA RD, NY 13160  Last Sub: 1270246


 
 
03/05 To 11/04


Employment


Date Reported

Last Updated

Origination

Employer
 

MACHLETT LAB
STAMFORD CT

09/86

09/86

Inquiry


Profile Summary

Public Records

0

Dispd Accounts

0

Now Del/Drg

0

30 day delinq

0

 

Tradelines

17

Paid Accounts

9

Was Del/Drg

0

60 day delinq

0

 

Satis Accts

17

Inquiries

3

# Derog Months

0

90 day delinq

0

 

Inqs/6 MO

2

Oldest Trade

04/71

 

Type

High

Limit

Balance

Past Due

Payment

%Avail

Revolving

$13,089

$51,309

$2,002

$0

*$53

96%

Installment

$0

$38,498

$10,907

$0

$641

-

Real Estate

 

 

$0

 

$0

-

Totals

$13,089

$89,807

$12,909

$0

$694

 

**High, Limit and Payment values are calculated for open accounts only. Balances and Past Due items are calculated for all trade lines.

* Indicates estimated payment total


Revolving Accounts

Current Status

Hist Status


Acc Name/Address

Status/
ECOA/
Condition

BALDT/
OPEN/
LSTPD/
DEL

Amt1/
Amt2

Pmt/
Term

$Bal

$Past Due

  Mths    30    60    90

Rating

HSBC/RS
 
Subcode: 2156646  KOB: BB
Status: PAID
** Credit line closed - consumer request - reported by subscriber **
Loan Type: 07 CHG

10/98 C
1

10/98
08/95

1494-H
 


REV

0

 

01    00 00 00
B

R B

DISCOVER FINANCIAL SVC
 
Subcode: 3276502  KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC

05/05
2
OPEN

05/05
08/98
05/05

10.8K-L
3017-H

14
REV

728

 

69    00 00 00
CCCCCCCCCCCC
CCCCCCCCCCCCC

R C

MACYS/FDSB
 
Subcode: 7370142  KOB: ZR
Status: CURR ACCT
Loan Type: 07 CHG

05/05
1
OPEN

05/05
11/96
12/00

800-L
68-H

 
REV

0

 

13    00 00 00
000000000000
0

R 0

MACYS/FDSB
 
Subcode: 7370142  KOB: ZR
Status: CURR ACCT
Loan Type: 07 CHG

05/05
1
OPEN

05/05
11/96
09/97

2700-L
2687-H

 
REV

0

 

13    00 00 00
000000000000
0

R 0

AMEX
 
Subcode: 1229200  KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC

05/05
1
OPEN

05/05
04/00

9400-L
857-H

10-est
REV

211

 

01    00 00 00
C

R C

MBNA AMERICA
 
Subcode: 1230206  KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC

05/05
1
OPEN

05/05
04/03
04/05

12.4K-L
645-H

15
REV

332

 

25    00 00 00
CCCCCCCCCCCC
CCCCCCCCCC--C

R C

CHASE
 
Subcode: 3182310  KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC

05/05
2
OPEN

05/05
07/99
04/05

5800-L
5815-H

14
1MO

731

 

79    00 00 00
CCCCCCCCCCCC
CCCCCCCCCCCCC

R C

1ST SECURITY BANK OF W
 
Subcode: 3758750  KOB: FC
Status: CURR ACCT
Loan Type: 15 C/C

12/99
4
INACTIVE

03/00
12/99

9409-L
 

 
REV

0

 

04    00 00 00
0000

R 0

    Revolving Totals




$53

$2,002

$0




Installment Accounts

Current Status

Hist Status


Acc Name/Address

Status/
ECOA/
Condition

BALDT/
OPEN/
LSTPD/
DEL

Amt1/
Amt2

Pmt/
Term

$Bal

$Past Due

  Mths    30    60    90

Rating

WASHINGTON MUTUAL FA
 
Subcode: 3180830  KOB: BB
Status: CURR ACCT
Loan Type: 26 R/C

05/05 C
4
PAID

05/05
02/03
04/05

200K-O
 


360MO

0

 

25    00 00 00
BCCCCCCCCCCC
C-------CCCCC

I B

FIRST NATIONWIDE MTG
 
Subcode: 3828437  KOB: FS
Status: CURR ACCT
Loan Type: 26 R/C

02/03 C
2
PAID

02/03
10/96

197.1K-O
 


360MO

0

 

77    00 00 00
BCCCCCCCCCCC
CCCCCCCCCCCCC

I B

FORD CRED
 
Subcode: 1631440  KOB: FA
Status: CURR ACCT
Loan Type: 00 AUT

10/01 C
1
PAID

10/01
09/99

28.8K-O
 


48MO

0

 

26    00 00 00
BCCCCCCCCCCC
CCCCCCCCCCCCC

I B

FORD CRED
 
Subcode: 1631440  KOB: FA
Status: CURR ACCT
Loan Type: 00 AUT

01/99 C
1
PAID

01/99
10/94

24.4K-O
 


60MO

0

 

52    00 00 00
BCCCCCCCCCCC
C-CCCCCCCCCCC

I B

WESTONE BANK
 
Subcode: 3172765  KOB: BB
Status: CURR ACCT
Loan Type: 00 AUT

12/95 C
2
PAID

12/95
01/91

19.1K-O
 


61MO

0

 

60    00 00 00
B

I B

FORD CRED
 
Subcode: 1631440  KOB: FA
Status: CURR ACCT
Loan Type: 00 AUT

05/05
1
OPEN

05/05
10/01
05/05

38.4K-O
 

641
60MO

10.9K

 

44    00 00 00
CCCCCCCCCCCC
CCCCCCCCCCCCC

I C

Installment Totals




$641

$10,907

$0




Inquiries

Inquiry Date

Subscriber/Acc#

Subcode/KOB

Amt/Type/Terms

04/07/05

  EXPERIAN

6970060 ZC

   /  / UNK

04/05/05

  FIRST AMERICAN CREDCO

3996938 FR

   /  / UNK

07/12/04

  FIRST USA

8200390 BC

   /  / UNK


Consumer Statement
Statement Type: Consumer rights summary - 06/02/05
User Acknowledges Receipt Of A Copy Of The Summary Of The Consumer'S Rights Prescribed By The Federal Trade Commission Under Section 609 (C) (3) Of The Fcra ("Consumer'S Rights"). By Accepting This Report, The User Hereby Certifies And Confirms That He Or She Will Attach A Copy Of The Consumer'S Rights To The Report As Required By Section 604 (B) (1) (B) Of The Fcra.

Learn more about Corra's pre-employment screening services

Credit Reports for Employment Screening